Riding out a downturn is not always the smartest approach

During market downturns, investors are typically advised to stick with their existing asset allocation that is based on a risk profile, rather than crystalise their losses. The advice is offered in the hope that the downturn will be short l…

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Financial security starts with the right advice

Today, approximately 500 super funds are operating in Australia, with assets approaching $3 trillion. Superannuation is either the largest single asset held by Australians or the second most valuable asset behind the family home. Making the…

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Early release of super should be a last resort action

More than 620,000 people have registered an interest in accessing their retirement savings under the Government’s temporary Early Release of Superannuation scheme. It is one of a host of measures to help households make ends meet during the…

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